Foreclosure & Tax Sale Overage Recovery
You May Be Owed Money From Your Home Sale
When a home is sold at foreclosure or tax auction for more than what was owed, the surplus belongs to you — the former owner. Most people never know this money exists. We help you claim what's rightfully yours.
The Process
How We Recover Your Money
Our process is straightforward, transparent, and completely risk-free. You pay nothing unless we successfully recover funds on your behalf.
We Identify Your Claim
We research public records to determine whether a surplus exists from the sale of your property. If funds are sitting unclaimed with the court or county, we find them and verify your eligibility to collect.
We Handle the Paperwork
Claiming overages involves navigating court filings, legal deadlines, and government agencies. Our team manages every document, filing, and follow-up so you don't have to deal with the complexity.
You Receive Your Funds
Once your claim is approved, the recovered funds are disbursed directly to you. We only collect our fee after you've received your money — if we don't recover, you owe us nothing.
Who We Serve
Two Situations, One Solution
Foreclosure Overages
When a lender forecloses on a home and sells it at auction for more than the outstanding mortgage balance, the difference is called a foreclosure overage. This surplus legally belongs to the former homeowner — but banks and courts rarely notify you. Statutes of limitations mean this money can disappear if not claimed in time.
Check Foreclosure EligibilityTax Sale Overages
If your property was sold at a tax lien auction for more than the taxes owed, the excess proceeds are yours by law. These funds are held by the county or state, often for years, waiting to be claimed. Many former owners are unaware they're entitled to this money — and the window to claim it is limited.
Check Tax Sale EligibilityFind Out If You Qualify in Minutes
Answer a few simple questions and we'll tell you if you may have unclaimed funds waiting.
Check My Eligibility — It's FreeYou may qualify if you:
- Lost a home to foreclosure in the last 3–5 years
- Property was sold at a tax lien auction
- Sale price exceeded what was owed on the property
- Never received notification of surplus funds
Client Stories
Real People. Real Results.
These are sample testimonials. Real client stories will be added here.
I had no idea I was owed anything after losing my home. Overage Recovery found over $18,000 sitting with the county that I never knew existed. I'm so grateful.
Margaret T.
Ohio
The process was completely hands-off for me. They handled everything and I received a check I never expected. Truly life-changing.
James R.
Florida
After a tax sale, I assumed that was the end of it. Overage Recovery showed me I was owed money and walked me through every step. Professional and trustworthy.
Sandra M.
Texas
Don't Let Your Money Disappear
Overage funds have strict claim deadlines. The sooner you act, the better your chances of recovering what's rightfully yours.